Insurance & Occupational Litigation
Scientific evidence for fair, defensible claims decisions.
Before an insurer pays an occupational disease or incident claim — and before it ends up in court — SRG provides independent exposure science, occupational hygiene and medical-legal due diligence. We verify whether the disease is truly work-related, reconstruct the exposure, weigh causation, and stand behind it in writing and in the witness box.
Most occupational claims are settled without independent science.
Occupational disease claims — silicosis, noise-induced hearing loss, asbestosis, chemical poisonings — hinge on a single question: did the work actually cause it? Insurers and compensation funds rarely have the in-house exposure science to answer that, so claims are paid on assumption, or disputed without evidence. Both are expensive.
SRG is the independent third party that brings four disciplines — exposure science, occupational hygiene, occupational health and toxicology — to bear on each claim, so the decision is fair to the worker and defensible to the board.
- Independent & conflict-free — we are not the insurer, employer or claimant
- Evidence-based — every opinion traces to data, not assumption
- Court-ready — reports built to withstand cross-examination
- Confidential — claim files handled under strict data protection
Who we serve
Trusted by both sides of the claim.
Insurers & Reinsurers
Verify occupational disease and incident claims with independent scientific evidence before settlement — protecting reserves against unverified or inflated liabilities.
Legal & Litigation Firms
Expert exposure reconstruction, causation analysis and court-ready technical reports for plaintiff or defence occupational-disease litigation.
Employers & Brokers
Demonstrate exposure due diligence, defend against claims, and quantify residual occupational-health liability across operations.
Compensation Authorities
Independent technical adjudication support for workmen's compensation and occupational-disease compensation schemes.
Insurance services
Due diligence before you pay.
Independent investigation and validation of occupational disease and incident claims — so settlement decisions rest on science, not assumption.
Occupational Disease Investigations
Determine whether a claimed disease is genuinely work-related using exposure history, dose reconstruction and medical-exposure correlation.
Exposure Reconstruction
Reconstruct historical exposures to silica, asbestos, noise, solvents, metals, diesel particulate and other agents — even decades after the fact.
Workplace Incident Investigations
Independent root-cause and exposure investigation of acute incidents, releases, poisonings and over-exposures behind a claim.
Employer Due-Diligence Verification
Assess whether the employer's controls, monitoring and medical surveillance met statutory and good-practice standards.
Claims Validation & Triage
Screen claims for scientific plausibility, causation strength and quantum — flagging which warrant payment, investigation or defence.
Fraud & Risk Assessment
Identify implausible exposure narratives, inconsistent medical-exposure timelines and aggregation of fraudulent or exaggerated claims.
Expert support when a claim becomes a case.
When occupational disease claims escalate to arbitration, tribunal or court, the science must hold up under cross-examination. SRG provides registered occupational hygienists and exposure scientists as expert witnesses, with reports built on the Bradford Hill causation framework and an awareness of admissibility standards (Daubert).
- Expert witness services & sworn testimony
- Medical-legal exposure assessments
- Occupational disease litigation support
- Arbitration & tribunal technical support
- Causation opinions (Bradford Hill framework)
- Court-admissible technical reports (Daubert-aware)
How we work
The defensible-evidence pathway.
Every engagement follows a transparent, reproducible chain — from claim file to court-admissible opinion.
01
Claim Intake & Scoping
Receive the claim file, medical records and employment history under strict confidentiality; define the scientific questions to be answered.
02
Exposure Reconstruction
Rebuild the claimant's exposure profile from job history, site data, analogues and modelling (Monte Carlo, AERMOD, SEG statistics).
03
Causation Analysis
Apply the Bradford Hill criteria and dose-response evidence to weigh whether exposure caused the claimed condition — on the balance of probabilities.
04
Defensible Reporting
Deliver a clear, court-admissible report with a reasoned, independent opinion and a transparent evidentiary chain (Daubert-aware).
05
Testimony & Support
Provide expert witness testimony, rebuttals and arbitration support where a claim proceeds to dispute or litigation.
Deliverables
Reports you can act on.
Clear, structured, evidence-linked documents — written for claims committees, boards and courts.
- Exposure Assessment Reports
- Occupational Disease Investigation Reports
- Incident Investigation Reports
- Causation Assessment Reports
- Expert Witness Reports
- Risk Evaluation Reports
- Insurance Due-Diligence Reports
Industries served
Geographic coverage
Independent. Confidential. Defensible.
Send us a claim, a portfolio, or a single contentious case. We respond with a scoped proposal — and a clear view of the science behind your decision. All files are handled under strict confidentiality and data-protection controls.